Effective Date: January 1, 2025
Last Updated: January 1, 2025
Agreement Overview
These Terms of Service ("Terms") constitute a legal agreement between you ("Client," "you," or "your") and Arys Consultancy India Private Limited ("Arys," "we," "our," or "us") governing your use of our financial AI solutions, APIs, and related services.
Service Description
Arys provides enterprise-grade financial AI solutions including:
- Trading Intelligence: AI-powered market analysis and trading algorithms
- Risk & Compliance: Automated risk assessment and regulatory compliance tools
- Portfolio Management: AI-driven portfolio optimization and wealth management
- Research & Analytics: Financial data analysis and predictive modeling
- Operational Automation: Client servicing and operational efficiency tools
Account Terms
🏢 Enterprise Accounts
- Services available to financial institutions only
- Authorized representatives must have proper credentials
- Account setup requires compliance verification
- Multi-user access with role-based permissions
🔐 Account Security
- You are responsible for account security
- Multi-factor authentication required
- Immediate notification of unauthorized access
- Regular password and access key rotation
Acceptable Use Policy
Permitted Uses:
- Financial analysis and decision-making within your organization
- Regulatory compliance and risk management activities
- Portfolio optimization and investment research
- Integration with your existing financial systems
Prohibited Uses:
- Market manipulation or illegal trading activities
- Circumventing regulatory requirements or compliance obligations
- Reverse engineering or attempting to extract our AI models
- Sharing access credentials or reselling services
- Using services for non-financial or personal purposes
Data Rights and Responsibilities
📊 Your Data
- You retain ownership of your financial data
- We process data only as authorized by you
- Data portability rights upon termination
- Geographic data residency options available
🤖 Our AI Models
- Proprietary algorithms and models remain our IP
- Insights and outputs provided under license
- Continuous model improvement using aggregated data
- No reverse engineering permitted
Intellectual Property Rights
- Arys IP: All AI models, algorithms, software, and documentation remain our exclusive property
- Client IP: Your financial data, strategies, and proprietary information remain your property
- Generated Insights: AI-generated analysis and recommendations are licensed to you for internal use
- Feedback: Any feedback or suggestions you provide may be used to improve our services
Payment Terms
💳 Billing and Payment
- Enterprise pricing based on usage tiers and custom agreements
- Monthly or annual billing cycles available
- Payment due within 30 days of invoice date
- Late payment fees: 1.5% per month on overdue amounts
- Automatic suspension of services for accounts 60+ days overdue
Service Level Agreements
⚡ Availability
99.99% uptime SLA with automatic failover and redundancy systems.
🚀 Performance
API response times < 200ms for standard queries, < 2s for complex analytics.
🛠️ Support
24/7 technical support with 4-hour response time for critical issues.
Limitation of Liability
⚖️ Financial Decisions Disclaimer
IMPORTANT: Our AI solutions provide analysis and insights to support your decision-making process. However:
- All investment and trading decisions remain your sole responsibility
- AI predictions are not guarantees of future performance
- You should validate all AI recommendations with your own analysis
- Market conditions can change rapidly, affecting AI model accuracy
- Regulatory compliance remains your obligation
Liability Limitations
- Direct Damages: Our liability is limited to fees paid in the 12 months preceding the claim
- Indirect Damages: We are not liable for consequential, incidental, or punitive damages
- Trading Losses: We are not responsible for investment losses or missed opportunities
- Force Majeure: No liability for events beyond our reasonable control
Indemnification
You agree to indemnify and hold Arys harmless from claims arising from:
- Your use of our services in violation of these Terms
- Your violation of applicable laws or regulations
- Unauthorized access to your account due to your negligence
- Claims that your data infringes third-party rights
Termination
🔚 Termination by You
- 30-day written notice required
- Data export assistance provided
- Prorated refunds for prepaid services
- Continued access during notice period
⚠️ Termination by Us
- Immediate termination for material breach
- 30-day notice for non-payment
- 90-day notice for service discontinuation
- Data retention for 90 days post-termination
Governing Law and Jurisdiction
- Governing Law: These Terms are governed by the laws of India
- Jurisdiction: Disputes will be resolved in Mumbai, India courts
- Arbitration: Commercial disputes may be subject to binding arbitration
- Regulatory Compliance: Subject to applicable financial regulations in your jurisdiction
Changes to Terms
We may modify these Terms with:
- 60-day advance notice for material changes
- Email notification to account administrators
- Option to terminate if you disagree with changes
- Continued use constitutes acceptance of new terms
Regulatory Compliance
🏦 Banking
Basel III/IV compliance and banking regulations
📈 Securities
SEC, CFTC, and international securities regulations
🛡️ Insurance
Solvency II and insurance regulatory frameworks
🌍 International
MiFID II, GDPR, and cross-border compliance
Contact Information
For questions about these Terms or our services:
📞 Legal and Compliance
- Legal Team: legal@arys.in
- Compliance: compliance@arys.in
- Business Address: Mumbai, India
- Phone: +91-22-6789-0123
Questions About These Terms?
Our legal team is available to discuss any questions about these Terms of Service.
Contact Legal Team